Pivot Roofing & Solar helps DFW homeowners handle the roofing and exterior work connected to an insurance claim. We document storm damage, prepare an itemized estimate, meet the insurance adjuster when requested, provide additional contractor information, complete the repairs, and supply final invoices and photographs.
KNOW PIVOT ROOFING & SOLAR
You can contact Pivot at any point in the roof insurance claim process.
Before you file we ensure your significant damages and verify the estimate from the insurance company.
We can meet the adjuster at your property and show the hail marks, lifted shingles, damaged flashing, gutter dents, and other storm damage found during our inspection.
We compare the repair work listed by the insurer with our measurements, photographs, and estimate. If repair items are missing, we can provide additional photographs, material quantities, labor details, and costs for you to send to the insurer.
Once the insurer explains what it will cover and you approve the project, Pivot schedules the work. We provide the final invoice and completion photographs that may be required before the insurer releases any remaining replacement-cost payment.
OUR VALUE
Coverage depends on your policy and what caused the damage.
Bruised shingles, broken seals, missing shingles, damaged flashing, and dented roof vents may be covered when caused by a covered storm.
Damage caused by a fallen tree, branch, or windblown object may be covered.
Interior water damage may be covered when rain enters through an opening created by hail, wind, or falling debris.
Reasonable tarping or temporary sealing may be reimbursed. Keep every invoice and receipt.
Old materials, long-term leaks, poor maintenance, and damage that existed before the storm are commonly excluded.
Actual Cash Value is the estimated repair cost after the insurer subtracts depreciation and your deductible.
Replacement Cost Value is based on the covered cost of replacing damaged materials with similar materials. Many insurers pay the ACV amount first and release recoverable depreciation after receiving proof that repairs were completed.
This is the amount you must pay toward a covered claim. Texas contractors cannot waive, refund, rebate, or absorb it.
The same storm may damage shingles, gutters, siding, fencing, solar panels, and roof-mounted equipment. Pivot can document each affected area and include the work we are qualified to perform in the estimate. Your insurer decides which items the policy covers.
OUR VALUE
Storm-damage photographs, measurements, an itemized repair estimate, adjuster-site coordination, additional contractor documents, repairs, final invoices, and completion photographs.
Whether the storm is covered, which repairs qualify for payment, the claim amount, and when each payment is released.
Whether you have recently reported storm damage, have an adjuster appointment, or already received an insurance estimate, Pivot can provide the roofing documents, repair estimate, adjuster coordination, and completed work needed at your current claim stage.
Pivot does not file claims for homeowners, interpret policy coverage, negotiate settlements, or act as a public insurance adjuster.
